Filing For Bankruptcy in St. John MO

When you are dealing with a massive amount of debt (like credit cards, medical bills, payday loans), you should know that life can get better very soon!! How? A St Louis bankruptcy will put you back up on your feet in a short period of time.

How exactly is this accomplished? How do you get from endless creditor phone calls (and letters, and threats, and potential lawsuits filed against you), to a point at which you can actually rebuild your credit rating with ease?

Here are a few examples: A St Louis Chapter 7 is described as a straight discharge of all unsecured debt (like your credit cards and medical bills). The length of this process can vary. If you want to file your case quickly, that’s no problem! If it’s going to take you some time before you can get all your documents together, no worries there either!! But once the Ch7 is filed, it takes about four or five months (from start to finish).

A Ch13, on the other hand, is used for more specific reasons. This would include: stopping a foreclosure on your home; getting a repossessed vehicle back to you; preventing a student loan company from garnishing your wages endlessly; or when your household income is above the median income level.

Either way, the filing of a St Louis bankruptcy will dramatically improve your current situation. And all you have to do is give us a call (or shoot us a text, send us an email, or fill out an online form)!! We will answer all your questions, describe your full range of options, and get you back on the road towards financial freedom!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.