Chapter 7 Bankruptcy in Granite City, IL - for as little as $675


Trying to manage your life when you are in debt is no fun.  The more debt you have, the more stressful it can become.  Very often, people are faced with the choice of paying a monthly minimum on a credit card, or putting food on the table.  And of course it is always going to be the food that wins.  But that just means that you are falling further behind on your bills (not to mention the increase in penalties, late fees, and an increase of your interest rate).


But it does not have to be this way!!  There is a mechanism that allows you to start over (to literally hit the “reset” button).  That mechanism is a Granite City, IL Chapter 7 bankruptcy.  This is the government’s way of allowing you to discharge your unsecured debt (examples of unsecured debt would be credit cards, medical bills, payday loans, old utility bills, gym memberships, overdrawn bank accounts, collection agencies, etc.). 

Once the debt is discharged, you can then concentrate your efforts on rebuilding your credit rating (usually in the form of a higher credit score, but also just getting your financial house in order).  For instance, people can expect to see their credit score jump up by about one hundred (100) points within the first year after filing their Illinois Chapter 7.

And the protection provided by the bankruptcy court is total.  Not only do your unsecured debts get knocked out, the bankruptcy will also stop all wage garnishments, bank levies, lawsuits filed against you, and all the harassing collection activity (things like endless phone calls and threatening letters will stop immediately).  So as you can see, the benefits of an Illinois Chapter 7 are vast!!

Granite City, IL is a city in Southern Illinois with about 30,000 residents.  Many years ago, Granite City was a large industrial and manufacturing base, with a primary emphasis on steel. 

When you file for bankruptcy, the government describes it as a “fresh start / clean slate.”  In other words, it is a chance to start life fresh, move forward, and regain your financial footing.  It should not, therefore, be viewed as something to be ashamed of.  The number of people, famous and otherwise, who have filed for bankruptcy in our country is a virtual Who’s Who of movers and shakers in American business, education, and political history.  Bankruptcy is a chance to focus on the future, and to let go of the past.
At Brinkman & Alter, we have two convenient locations:  in the Central West End of St. Louis, at 1 North Taylor, 63108;  and in the Twin Cities of Festus and Crystal City, 1000 North Truman Blvd (Highway 61/67), 63019.  The initial consultation to discuss your debt-related issues is free of charge.  Call today to learn more!!

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